Financial Safety Net
Protecting Your Income, Home & Loved Ones.
Securing a mortgage is only the first step. Making sure you can keep up payments if life takes an unexpected turn is what brings real peace of mind.
Income Protection
Pays a monthly tax-free replacement income if accident or illness prevents you from working, allowing mortgage and living costs to be met.
- Short & long term cover options
- Tailored to sick pay entitlements
Critical Illness Cover
Pays out a lump sum upon diagnosis of a covered serious condition (such as cancer, heart attack or stroke) to clear debt or fund treatment.
- Covers major medical conditions
- Children's cover often included
Life Insurance
Ensures your mortgage is fully cleared or family provided for financially in the event of your death during the policy term.
- Decreasing term for mortgage protection
- Level term for family protection
Interactive Assessment Tool
How Prepared Are You For Life's Unexpected Events?
Use the Risk Reality Calculator to see how likely you or your family are to experience illness, injury or time off work before retirement.